FOUNTAIN WEALTH PARTNERS • EXECUTIVE EQUITY & OPTIONS • FEE-ONLY FIDUCIARY
Fee-only executive equity compensation planning in Alpharetta: maximize RSUs, stock options, and family wealth
Concentrated corporate equity accelerates net worth, but uncoordinated vesting schedules and Alternative Minimum Tax (AMT) liabilities create severe cash flow drag. Fountain Wealth Partners delivers 100% fee-only fiduciary equity planning across the Windward and North Fulton corporate corridors, aligning RSUs, ISOs, Rule 10b5-1 plans, and tax-efficient reinvestment under a single unified advisory standard.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Direct partner access with David Fountain, CFP® professional • 100% fee-only fiduciary • Serving North Fulton since 1996 • No sales slide decks • Written equity diversification summary to keep • In-person at 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004 or via secure video
Why strategic equity compensation planning supports North Fulton corporate leaders
For senior executives, vice presidents, and directors across Alpharetta, Milton, and Johns Creek, company stock grants often represent the majority of annual earnings. However, holding substantial net worth in a single company stock exposes family balance sheets to heavy concentration risk, complex trading blackout windows, and unexpected year-end tax liabilities. True executive wealth coordination connects company vesting events with proactive tax withholding buffers and globally diversified portfolios.
When managing corporate equity tiers in North Fulton's technology and healthcare corridors, executives frequently encounter three distinct financial frictions:
Fountain Wealth Partners provides an unconflicted fiduciary solution. As a 100% fee-only firm, we sell zero investment products, accept no commissions or referral kickbacks, and coordinate directly with your CPA as your fiduciary quarterback to optimize equity distributions and preserve your wealth.
Specialized executive equity practice pathways
Our practice provides structured, quantitative coordination across all corporate equity compensation vehicles:
RSU vesting schedules and systematic diversification
Design automated, tax-aware diversification schedules to protect personal balance sheets from single-stock volatility.
- Calculate exact supplemental tax withholding shortfalls on vesting RSUs and establish dedicated cash reserves before tax filing deadlines.
- Implement structured share-liquidation frameworks at vesting to systematically fund globally diversified, low-cost investment portfolios.
- Model multi-year corporate vesting schedules against forward-looking personal income tax brackets to optimize timing.
- Eliminate concentrated employer stock risk by reinvesting net proceeds into an independent, institutional asset allocation.
Incentive Stock Options (ISOs) and Alternative Minimum Tax (AMT) planning
Structure multi-year option exercise strategies that maximize long-term capital gains while controlling AMT exposure.
- Model your annual AMT crossover threshold to exercise qualifying ISOs without triggering unexpected tax liabilities.
- Evaluate Section 83(b) elections for early-stage grants to lock in low ordinary income valuations and start the capital gains holding clock.
- Establish multi-year AMT credit recovery roadmaps to reclaim previously paid alternative minimum taxes in subsequent tax filing years.
- Balance cashless exercise programs versus exercise-and-hold strategies to achieve qualifying disposition tax rates.
Rule 10b5-1 trading plans and executive benefit synchronization
Establish SEC-compliant trading schedules to diversify concentrated stock positions seamlessly during corporate trading blackouts.
- Coordinate with corporate legal counsel to draft and execute affirmative Rule 10b5-1 trading plans adhering to required cooling-off periods.
- Harmonize Non-Qualified Stock Options (NQSOs), Employee Stock Purchase Plans (ESPPs), and Non-Qualified Deferred Compensation (NQDC).
- Structure charitable giving vehicles using appreciated company stock to eliminate capital gains taxes and support philanthropic goals.
- Synchronize executive distribution schedules with personal liquidity needs and long-term wealth preservation goals.
Our Three-Step Executive Equity Methodology
We apply evidence-based financial science, multi-year tax modeling, and cross-professional quarterbacking to optimize your corporate equity:
Audit corporate equity grants and vesting schedules: We analyze your grant agreements, unvested RSUs, outstanding ISOs/NQSOs, and corporate trading policies to identify concentration risks and blackout restrictions.
Model multi-year tax impact and AMT crossover: We project tax liabilities across personal brackets, calculating withholding gaps, AMT thresholds, and Section 83(b) election opportunities.
Implement disciplined diversification and reinvestment: We establish SEC-compliant Rule 10b5-1 plans and deploy sale proceeds into a low-cost, institutional investment architecture built for long-term growth.
Mandatory Portfolio Risk Disclosure
Investing involves risk, including the potential loss of principal. Asset allocation, diversification, and exit financial planning strategies do not guarantee a profit or protect against loss in declining markets. Past performance does not guarantee future results.
Who we serve across North Fulton
We structure custom equity compensation strategies for corporate leaders and executives throughout Alpharetta, Milton, Johns Creek, Roswell, and Cumming:
- Closing the gap between 22% statutory RSU tax withholding and top federal brackets.
- Designing staged Rule 10b5-1 diversification schedules to reduce single-stock exposure.
- Rebalancing concentrated company stock into diversified, tax-managed liquid portfolios.
- Calculating annual AMT crossover points to exercise options without triggering taxes.
- Structuring multi-year hold periods to achieve qualifying long-term capital gains rates.
- Modeling Section 83(b) elections and AMT credit recovery strategies with CPAs.
- Coordinating SEC-compliant trading plans within strict corporate blackout windows.
- Synchronizing Non-Qualified Deferred Compensation (NQDC) payout elections.
- Donating appreciated company shares to Donor-Advised Funds for maximum tax deductions.
Why choose Fountain Wealth Partners: the fiduciary difference
As a 100% fee-only fiduciary Registered Investment Advisor (RIA), our advisory recommendations are strictly unconflicted and aligned with your family's financial goals.
Fountain Wealth Partners
Fountain Wealth Partners
Strict fiduciary standard:
Legally bound under the Investment Advisers Act of 1940 and CFP Board Standards to act in your best interest at all times.Fountain Wealth Partners
100% fee-only:
Transparent advisory fee based on managed assets or clear planning scope. Zero commissions, sales loads, or 12b-1 kickbacks.Fountain Wealth Partners
Integrated collaboration:
Proactive coordination with your CPA to model RSU withholding gaps and multi-year AMT impacts.Fountain Wealth Partners
Open architecture:
Independent, institutional index funds and ETFs with low expense ratios and zero proprietary fund requirements.Fountain Wealth Partners
Direct partner access:
Work directly with David Fountain, CFP® professional, backed by 30 years of local firm heritage serving North Fulton since 1996.David Fountain, CFP® — Founder & Lead Advisor
LET'S TALK
Request a confidential executive equity diagnostic
We provide an objective review of your corporate equity grants, tax exposure, and diversification readiness with zero cost or obligation.
What we cover in your 20-minute diagnostic (zero preparation required):
Direct conversation with David Fountain, CFP® professional • In-person in Alpharetta or via secure video • No sales slide decks • Written executive summary to keep • 100% confidential • (770) 650-9392
What our clients say
Verified client experiences reflect our dedication to fiduciary transparency, disciplined equity diversification, and proactive tax planning.
TESTIMONIALS HERE
SEC Rule 206(4)-1 Disclosure: Testimonial provided by a current client who has not received cash or non-cash compensation, directly or indirectly, for this statement. Testimonials may not be representative of the experience of other clients and provide no guarantee of future investment performance or equity planning success. Working with Fountain Wealth Partners does not ensure a specific level of portfolio return or financial outcome.
Our Straightforward 3-step Onboarding Roadmap
Our onboarding process delivers a comprehensive, written executive equity roadmap before you make any commitment to work together:
Clarify your equity structure in a 20-minute discovery call: An introductory conversation to review your vesting timeline, stock grants, and diversification goals. No sensitive corporate documents required.
Review your written equity and tax roadmap: We evaluate your grant agreements, tax brackets, and portfolio allocation, delivering a clear written summary of tax withholding buffers, option exercise strategies, and fee transparency—yours to keep.
Implement your strategy with direct partner quarterbacking: When you choose to engage us, we transfer non-restricted assets in-kind via ACATS to prevent tax triggers, coordinate with your CPA on estimated tax payments, and execute your diversification schedule.
Frequently asked questions about executive equity compensation
How does executive equity planning in Alpharetta differ from general wealth management?
Executive equity planning specifically addresses the complexities of corporate stock compensation, including Restricted Stock Units (RSUs), Incentive Stock Options (ISOs), Non-Qualified Stock Options (NQSOs), and Rule 10b5-1 trading plans. Standard wealth management typically oversees liquid brokerage accounts, whereas our fee-only fiduciary service coordinates corporate vesting schedules, Alternative Minimum Tax (AMT) crossover points, and statutory tax withholding gaps directly with your CPA.
Why do I owe unexpected taxes when my RSUs vest?
When RSUs vest, employers are legally required to withhold federal taxes at the statutory supplemental rate of 22% (or 37% on amounts over $1 million). If your household taxable income places you in the 32%, 35%, or 37% tax bracket, your employer’s withholding will be insufficient, creating an unexpected tax bill when filing. We model this gap in advance and establish cash flow reserves to prevent tax season shortfalls.
What is the Alternative Minimum Tax (AMT) on Incentive Stock Options?
When you exercise an ISO and hold the shares, the spread between the fair market value and the exercise strike price is treated as an AMT preference item. While no ordinary income tax is due upon exercise, this spread can trigger substantial AMT liability in the year of exercise. We calculate your annual AMT crossover point to maximize option exercise without triggering unnecessary tax liabilities.
How does a Rule 10b5-1 trading plan protect corporate executives?
A Rule 10b5-1 trading plan establishes a predetermined schedule to sell company shares at specific dates, prices, or intervals. Designed in compliance with SEC rules and corporate insider policies, it allows corporate officers and directors to systematically diversify concentrated stock positions without violating insider trading restrictions or trading blackouts.
What is your advisory fee model for executive wealth planning?
Fountain Wealth Partners operates on a 100% fee-only basis. We charge a transparent, tiered advisory fee calculated as an annual percentage of assets under management (AUM) or a structured comprehensive financial planning fee. We accept zero commissions, sales loads, or third-party referral fees, ensuring objective advice.
How are my investment assets protected?
Fountain Wealth Partners never takes direct custody of client funds. All investment accounts and diversified proceeds are held in your name at leading, independent, SIPC-insured institutional custodians. You maintain 24/7 direct online access and receive independent custodial statements.
FEES & TRANSPARENCY
Transparent, flat-fee pricing. No surprises
We believe you should know exactly what you are paying for and what you are getting in return. We operate under a transparent, flat fee-only pricing model.
Zero Commissions: We never profit from product sales or transactions
Zero Hidden Costs: No referral fees, third-party incentives, or asset-under-management markups
Complete Alignment: Our flat-fee structure ensures our incentives are completely aligned with your long-term financial security
Align your executive equity with an independent fiduciary strategy
Discover how proactive tax modeling, disciplined stock diversification, and fee-only fiduciary guidance can transform corporate equity into enduring family wealth.
Direct partner access with David Fountain, CFP® professional • In-person at 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004 or via secure video • (770) 650-9392
Regulatory Disclosures
Advisory services offered through Financial Consultants Group, Inc., an SEC Registered Investment Advisor. Fountain Wealth Partners is a marketing name for advisory services. Advisory services are only offered to clients or prospective clients where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure. Fountain Wealth Partners provides investment advisory and financial planning services. Clients should consult their qualified tax professional and legal counsel regarding specific corporate, tax, and estate situations.
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