WHY FOUNTAIN WEALTH PARTNERS
Wealth Management Should Feel Both Deeply Sophisticated and Genuinely Personal.
As your financial life becomes more complex, good advice becomes less about any one investment or decision and more about how everything works together.
Your investments, taxes, retirement income, estate plan, business interests, charitable goals, and family priorities are often interconnected. A decision in one area can create consequences—or opportunities—in another.
At Fountain Wealth Partners, we combine the resources and capabilities of an established wealth management firm with the personal care and continuity that have guided North Georgia families for 30 years.
As a fee-only fiduciary, our focus is helping you make thoughtful financial decisions today while building a strategy for the life, family, and legacy ahead.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Your Goals. Our Guidance. Your Legacy.
A complimentary, 15-minute introductory conversation with a CFP® professional.
We Begin With Your Life, Not Your Portfolio
A portfolio does not tell us enough. Before we recommend a strategy, we want to understand the life surrounding it.
What are you working toward? What concerns you? What decisions are ahead? Who depends on you? And what do you want your wealth to make possible—for you, your family, and the people or causes that matter to you?
Only then do we begin building the financial strategy around those priorities.
We believe your financial plan should guide your portfolio—not the other way around.
That means your investment strategy is developed within the context of your broader financial life, including retirement income, taxes, estate planning, family needs, charitable goals, and other important considerations.
As your life changes, the plan evolves with you.
We believe your life financial plan should guide the portfolio. Not the other way around.
Bringing Every Piece of Your Financial Life Into One Clear Picture
The most important financial decisions rarely happen in isolation.
A decision to sell an investment may affect your taxes. The timing of retirement can change your income needs and investment strategy. A Roth conversion may affect taxes and Medicare costs. An estate planning decision may influence how assets should be owned, invested, or ultimately transferred to the next generation.
That is why we look beyond individual accounts or isolated decisions.
Our planning brings together the major areas of your financial life so that decisions made in one area support—not unintentionally work against—the others.
The objective is not simply to provide advice in each area. It is to understand how the pieces affect one another so that your financial decisions work together as part of one coordinated strategy.
Comprehensive Financial Planning
Your financial plan provides the foundation for the decisions that follow. We bring together your goals, resources, income needs, investments, taxes, estate considerations, insurance, and family priorities into one coordinated strategy designed to evolve as your life changes.
Investment Management
Your portfolio should support your financial plan—not exist separately from it. We build and manage diversified investment strategies around your goals, risk tolerance, income needs, tax considerations, time horizon, and the role each account plays within your broader financial life.
Retirement Planning & Income
Retirement changes the financial question from simply accumulating wealth to determining how that wealth can support your life. We help coordinate retirement income, portfolio withdrawals, pensions, Social Security, taxes, required distributions, and other resources to create a sustainable long-term strategy.
Tax-Aware Planning
Taxes can influence nearly every significant financial decision. We consider the tax implications of investments, withdrawals, Roth conversions, charitable giving, capital gains, retirement income, and estate strategies—working alongside your tax professional when appropriate to help identify planning opportunities.
Estate & Legacy Planning
Estate planning is about more than transferring assets. We help you think through how your wealth should support your spouse, children, grandchildren, charitable interests, and other priorities, while coordinating your financial strategy with your estate planning attorney and other professionals.
Social Security & Medicare Planning
Decisions surrounding Social Security and Medicare can affect retirement income, taxes, healthcare costs, and the financial security of both spouses. We help evaluate these decisions within the context of your broader retirement strategy rather than treating them as isolated choices.
Business Owner & Executive Planning
Business owners and executives often face financial decisions that extend well beyond a traditional investment portfolio. We help coordinate business interests, concentrated stock, equity compensation, retirement benefits, liquidity events, succession considerations, taxes, and personal wealth within one comprehensive strategy.
Charitable & Generational Planning
For many families, wealth creates opportunities beyond their own lifetime. We help evaluate charitable giving, family gifting, education funding, donor-advised funds, and other strategies designed to support the people and organizations that matter most while coordinating those decisions with your broader financial and estate plan.
The goal is not to introduce unnecessary complexity into your life.
Our goal is to make the complexity of significant wealth feel clear, organized, and manageable.
Personal Relationships. Decades of Experience. Collaborative Expertise.
Important financial decisions should never depend on the perspective or availability of just one person.
At Fountain Wealth Partners, your relationship is personal, but it is supported by a broader team of experienced professionals. Together, our team brings decades of experience helping individuals and families navigate retirement, investments, taxes, estate considerations, and the complex financial decisions that arise throughout life.
Multiple members of our team become familiar with your financial plan, your family, your priorities, and the decisions that matter most to you. That collaborative approach brings different perspectives and areas of expertise to the table while providing something equally important: continuity.
As your life evolves—and eventually as wealth and responsibility pass to the next generation—your family has an established team that already understands the financial picture and the people behind it.
You have people who know you, a team supporting you, and a relationship designed to last.
Lasting Continuity.
As your life and goals evolve, multiple professionals understand your history and financial plan.
If your primary advisor is ever unavailable, you have an entire team ready to step in without missing a beat.
As your relationship with us spans across decades—and eventually into the next generation—the institutional knowledge of your family remains secure.
You have a relationship with an entire team.
And that team is fully committed to you.
Advice Designed Around You
Fee-only. Fiduciary. Independent.
How your financial advisor is compensated can influence the advice you receive.
Fountain Wealth Partners is a fee-only fiduciary firm. We are compensated directly by our clients and do not receive commissions for recommending investments, insurance products, or other financial solutions.
This structure allows our advice to begin with a straightforward question:
What makes the most sense for you?
As an independent firm, we are not limited to proprietary investment products or solutions from a parent company. We have the flexibility to evaluate strategies and investments based on how they fit within your financial plan, your needs, and your long-term objectives.
As a fiduciary, we are committed to putting our clients' interests first. For us, that is more than a regulatory standard—it reflects how we believe financial advice should be delivered.
Clear advice. Transparent fees. A relationship built around your interests.
On what is in your family's best interest.
As a fiduciary, our advisory recommendations are based upon each client's objectives, circumstances, and best interests rather than product incentives.
We discuss fees clearly before a relationship begins so you understand what you are paying and the services the relationship is intended to provide. Our wealth management relationships follow a transparent, tiered asset-based fee schedule with householding provisions, ensuring our interests remain directly aligned with yours as your wealth grows.
Your Financial Team Should Be Working Together
The more complex your financial life becomes, the more important coordination becomes.
Investment decisions can affect taxes. Tax strategies can influence retirement income and estate planning. Business decisions may affect both your personal wealth and your long-term legacy. When these decisions are made independently, important opportunities—or potential consequences—can be missed.
At Fountain Wealth Partners, we work collaboratively with your CPA, estate planning attorney, insurance professionals, and other trusted advisors to help keep the different parts of your financial life aligned.
When appropriate, we help identify issues, organize the financial information, communicate with your other professionals, and bring the right people into the conversation before important decisions are made.
Our goal is not to replace the other professionals you trust. It is to help ensure everyone is working from the same financial picture and toward the same objectives.
Better coordination. More informed decisions. One financial strategy working together.
We believe your wealth advisor should help connect them.
With your permission, Fountain Wealth Partners can collaborate with your other professionals, provide relevant financial information and analysis, identify issues that may deserve their expertise, and incorporate their guidance into the broader financial strategy.
You stay in complete control at the center. Your advisory team simply works together with total clarity.
Fountain Wealth Partners coordinates tax-aware strategies and estate architecture alongside qualified CPAs and estate planning attorneys. The firm does not provide formal legal or tax opinions, draft legal instruments, or act as an attorney or corporate trustee.
Fountain Wealth Partners does not prepare tax returns or provide formal tax advice. Instead, we help identify planning opportunities and coordinate with your CPA or other qualified tax professional when their expertise is appropriate.
Planning Earlier Often Creates More Choices
Some of the most valuable financial decisions are the ones considered well before they become necessary.
Rather than waiting for a question or an approaching deadline, we continually look ahead for planning opportunities, potential risks, and decisions that may deserve attention.
That may include evaluating Roth conversions before year-end, preparing for required minimum distributions, reviewing portfolio risk before retirement, planning around a business sale or liquidity event, considering charitable gifts before appreciated assets are sold, or addressing estate planning needs before circumstances change.
Throughout the year, we revisit your financial plan, investment strategy, tax considerations, cash-flow needs, and important life changes to identify where action—or sometimes simply preparation—may be appropriate.
Not every opportunity requires an immediate change. Sometimes the most valuable advice is recognizing what may be coming and having a strategy in place before you need it.
Because when important financial decisions are anticipated rather than rushed, you generally have more options available.
Our job is to help you spot opportunities and address decisions before they turn into urgent challenges.
You Should Understand Why You Own What You Own
Your portfolio should have a purpose beyond simply owning a collection of investments.
At Fountain Wealth Partners, investment decisions begin with your financial plan. We consider the role your portfolio needs to play—growth, income, capital preservation, diversification, inflation protection, liquidity, or often a combination of several objectives.
We build diversified portfolios using a thoughtful combination of investment strategies, drawing from both active and passive approaches when appropriate. Our independent structure gives us the flexibility to evaluate investments based on their role within your strategy rather than being limited to proprietary products or a single investment philosophy.
Just as importantly, portfolios are not designed once and left alone. We continually evaluate your allocation, investment managers, risk exposure, income needs, tax considerations, and changing market conditions to determine when adjustments may be appropriate.
The objective is not to chase every market movement. It is to maintain a disciplined investment strategy that remains aligned with your financial plan and the life it is designed to support.
- How much should children know about the family's wealth?
- When should those conversations begin?
- How do you teach financial responsibility without allowing wealth to diminish ambition?
- How should younger family members learn about investing, taxes, charitable giving, and the responsibilities that accompany an inheritance?
Built on Relationships.
Fountain Wealth Partners has been helping individuals and families make important financial decisions for more than 30 years.
Over that time, markets have changed, tax laws have changed, technology has transformed our industry, and the financial lives of the families we serve have grown increasingly complex. What has not changed is our belief that good financial advice begins with understanding the people behind the numbers.
Many of our relationships now span decades and, increasingly, generations. We have had the privilege of helping clients prepare for retirement, navigate major life transitions, sell businesses, manage inheritances, care for aging parents, transfer wealth, and help the next generation prepare for their own financial future.
Our roots are in North Georgia, and we remain deeply connected to the communities we serve. At the same time, our capabilities and relationships extend well beyond our local offices, allowing us to serve families wherever life takes them.
Thirty years has taught us that financial planning is rarely about a single decision. It is about being there for the decisions that come next.
Experience matters. Relationships matter more.
Alpharetta Office (North Fulton Hub)
12600 Deerfield Parkway, Suite 100 Alpharetta, GA 30004
Serving Alpharetta Wealth Management
Main Office (Community Roots)
1080 Sanders Road, Suite 300 Cumming, GA 30041
Explore Our Community Heritage
We Care About the People Behind the Numbers
Wealth is personal because the decisions surrounding it affect far more than an account balance.
They affect your spouse, your children and grandchildren, aging parents, your business, the organizations you care about, and the life you hope to enjoy along the way.
That is why we take the time to understand not only your financial picture, but also the people, relationships, responsibilities, and priorities behind it.
We encourage relationships with both spouses and, when appropriate, future generations. Helping family members understand the financial plan and establishing relationships before they are needed can provide valuable continuity when life changes or wealth eventually passes from one generation to the next.
And sometimes the most important conversations have very little to do with investments. They may be about whether you can retire sooner, help a child or grandchild, care for a parent, purchase a second home, give more to an organization you care about, or simply enjoy more of what you have worked so hard to build.
Because ultimately, wealth is not the destination.
It is a resource for the people, experiences, and purposes that matter most to you.
Sometimes Good Financial Advice Is Knowing When You Have Enough.
The financial industry often focuses on more—more return, more savings, more growth, more wealth.
Those things matter. But eventually, the question may change from
“How much more can we accumulate?” to “What can the wealth we have already created allow us to do?”
A thoughtful financial plan can help answer that question.
Sometimes our advice may be to save more, spend less, reduce risk, or delay a major decision. Other times, the numbers may tell us that you can retire sooner, take the trip, purchase the second home, help your children or grandchildren, give more generously, or simply enjoy more of what you have worked so hard to build.
Our role is not to push you toward more for the sake of more. It is to help you understand what your resources can realistically support—and the tradeoffs involved in the choices available to you.
Because the goal of wealth planning is not simply to finish with the largest possible number.
It is to use your wealth thoughtfully to support the life you want to live and the legacy you want to leave.
What Working Together Should Feel Like
Sophisticated enough for your financial life. Personal enough for your family.
A strong advisory relationship should make a complex financial life feel more manageable.
You should know where you stand, understand the strategy behind the decisions being made, and feel comfortable asking questions when something changes.
You should know that someone is paying attention—not only to your investments, but to the broader financial decisions and opportunities that may affect you and your family.
You should have a team that communicates clearly, follows through, coordinates with your other professionals, and is available when an important decision arises.
And as your life changes, you should not have to start over explaining your financial history, your family, or what matters most to you. Your advisory team should already understand the context behind the numbers.
We cannot remove every uncertainty that comes with markets, taxes, changing laws, or life itself. But we can provide the disciplined planning, thoughtful guidance, and personal relationship to help you navigate those uncertainties with greater clarity and confidence.
You should feel informed. Prepared. Supported. And never like you are navigating important financial decisions alone.
A Thoughtful Process Starts With a Conversation
Choosing a financial advisor is an important decision. We believe you should have the opportunity to get to know our team, understand how we think, and see how we may be able to help before making any decisions about your investments.
Our process is designed to give both of us the opportunity to determine whether Fountain Wealth Partners is the right fit for you and your family—without pressure or expectation.
- Successful professionals and corporate executives in their peak earning years navigating complex compensation structures.
- Individuals and couples approaching retirement with substantial investment assets seeking clear, tax-aware retirement cash-flow strategies.
- Retirees managing the wealth accumulated over a lifetime with an emphasis on sustainable income and capital preservation.
- Current and former business owners connecting business value, pre-liquidity planning, and succession with personal wealth goals.
- Families navigating inheritance or significant liquidity events requiring multi-layered tax and investment coordination.
- Widows and surviving spouses assuming greater responsibility for family finances and seeking a dedicated, long-term guide.
- Families thinking intentionally about the wealth they will eventually transfer to children, grandchildren, and charitable causes.
Is Fountain Wealth Partners Right for You?
Fountain Wealth Partners is designed for individuals and families who want more than investment management alone.
We may be a particularly good fit if:
- Your financial life has become increasingly complex and you want someone helping you see the entire picture.
- You are approaching or living in retirement and want greater coordination among your investments, income, taxes, Social Security, Medicare, and estate plan.
- You are a business owner, executive, or professional navigating significant financial decisions, concentrated wealth, or a future liquidity event.
- You have accumulated meaningful wealth and want a thoughtful strategy for your family, charitable goals, and eventually the next generation.
- You value proactive advice and want your financial advisor working collaboratively with your CPA, attorney, and other professionals.
- You want an ongoing relationship with an experienced team that knows you, understands your family, and can help guide important financial decisions as life changes.
| Cost & compensation element | Traditional commissioned broker | Hybrid "fee-based" firm | Fountain Wealth Partners (100% fee-only) |
|---|---|---|---|
| Direct advisory / management fee | Varies or zero (built into products) | 1.00%–1.50% advisory fee | Transparent flat or percentage-based fee |
| Insurance & annuity commissions | Up to 7.00% upfront + trail | Earned on insurance side | 0%—Never accepted |
| 12b-1 mutual fund distribution fees | Collected directly | Permitted on brokerage side | 0%—Rebated or avoided |
| Revenue sharing / custodial kickbacks | Standard practice | Common in hybrid setups | 0%—Banned by firm mandate |
| Written fiduciary agreement | No (Suitability standard) | Partial (Only on select accounts) | 100% written fiduciary commitment |
Many of our wealth management relationships begin with $1 million or more in investable assets, while our Private Wealth offering is designed for families whose greater wealth and complexity require enhanced planning, entity coordination, and multi-generational stewardship.
We evaluate every relationship individually to ensure we can deliver extraordinary value.
- Facilitating joint strategy sessions: Preparing background analyses and agendas for planning discussions with your CPA and estate attorney.
- Verifying implementation: Ensuring trust structures are properly funded and beneficiary designations match legal directives.
- Keeping initiatives moving: Providing the operational follow-through needed to implement agreed-upon strategies across all advisory teams.
Who We Typically Serve
Many of the families we work with have $1 million or more in investable assets, although investable assets are only one part of determining whether we are the right fit.
Complexity, planning needs, future assets, business interests, family circumstances, and the type of advisory relationship you are seeking can all be equally important.
If you are unsure whether Fountain Wealth Partners is appropriate for your situation, we encourage you to start with a conversation.
Client assets remain in the client's name at independent qualified custodians, including Charles Schwab & Co. and Axos.
You do not need to determine whether you are a fit before contacting us. That is something we can determine together.
- Facilitating joint strategy sessions: Preparing background analyses and agendas for planning discussions with your CPA and estate attorney.
- Verifying implementation: Ensuring trust structures are properly funded and beneficiary designations match legal directives.
- Keeping initiatives moving: Providing the operational follow-through needed to implement agreed-upon strategies across all advisory teams.
Independent Guidance & Open Architecture
We are not here to sell a company's financial products.
As an independent advisory firm, Fountain Wealth Partners can evaluate investment strategies and financial solutions based on what we believe is appropriate for the client, rather than a proprietary product requirement.
DEPENDING UPON THE CIRCUMSTANCES, PORTFOLIOS MAY INCLUDE A COMBINATION OF ACTIVE AND PASSIVE STRATEGIES, INSTITUTIONAL INVESTMENT APPROACHES, INDIVIDUAL SECURITIES, FIXED INCOME, EXCHANGE-TRADED FUNDS, MUTUAL FUNDS, AND OTHER DIVERSIFYING INVESTMENTS.
Client assets remain in the client's name at independent qualified custodians, including Charles Schwab & Co. and Axos.
This structure lets us focus on advice and the relationship while client assets remain with established independent financial institutions.
We are here to know your family, support your values, and walk alongside you.
Our 3-Step Advisory Onboarding Roadmap
Getting started with Fountain Wealth Partners is a structured, collaborative, and pressure-free process designed to bring total clarity to your wealth before any formal commitment:
Step 1: Discovery & Life Alignment
We begin with an introductory conversation to understand your values, life milestones, family dynamics, and current balance sheet. This step allows us to determine mutual fit and outline the primary planning opportunities across your wealth.
Step 2: Diagnostic Assessment & Custom Roadmap
Our advisory team reviews your tax returns, investment holdings, retirement distribution timelines, and estate structures. We deliver a comprehensive diagnostic assessment identifying tax-aware strategies, allocation adjustments, and coordinated estate enhancements.
Step 3: Fiduciary Implementation & Professional Synchronization
Once you approve your custom roadmap, we transition assets smoothly to independent qualified custodians (Charles Schwab & Co. or Axos), execute your investment strategy, and connect directly with your CPA and estate attorney to establish unified wealth coordination.
Frequently Asked Questions
What does it mean that Fountain Wealth Partners is a fee-only fiduciary?
We are compensated directly by our clients rather than through commissions for recommending financial products. As a fiduciary, we are committed to putting our clients' interests first and providing advice based on what we believe is appropriate for their financial situation and goals.
How much do I need to work with Fountain Wealth Partners?
Many of the families we serve have $1 million or more in investable assets, but assets alone do not determine whether we are a good fit. We also consider your planning needs, financial complexity, business interests, future assets, family circumstances, and the type of advisory relationship you are seeking.
Do I need to transfer my investments before meeting with you?
No. Your first conversations with us are about understanding your financial life, what you are trying to accomplish, and whether Fountain Wealth Partners may be the right fit. There is no expectation that you move investments simply to have an introductory conversation.
Will you work with my CPA and estate planning attorney?
Yes. We regularly coordinate with our clients' CPAs, estate planning attorneys, insurance professionals, and other trusted advisors when appropriate. Our goal is to help ensure important financial decisions are considered within the context of your broader financial plan.
Who will I work with at Fountain Wealth Partners?
You will have a personal relationship with members of our advisory team rather than relying on a single individual. Multiple professionals become familiar with your financial plan, family, priorities, and important decisions, providing both collaborative expertise and continuity over time.
Where are your clients located?
Our roots are in North Georgia, where we have served individuals and families for more than 30 years. Today, we work with clients both locally and beyond our immediate communities, with in-person and virtual meetings available depending on your location and preferences.
David Fountain, CFP® — Founder & Lead Advisor
Ready When You Are
Start With a Conversation
You do not have to know whether you need a new financial advisor before talking with us.
Perhaps you are approaching retirement, navigating a major financial decision, wondering whether your current strategy is still appropriate, or simply looking for a second perspective on the financial life you have built.
An introductory conversation gives us an opportunity to understand what is on your mind and gives you an opportunity to learn more about our team, our approach, and how we may be able to help.
There is no expectation that you make an immediate decision or move your investments.
The first step is simply a conversation.
A confidential, no-obligation opportunity to determine whether Fountain Wealth Partners is the right fit for you and your family.
Alpharetta Office: 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004 Main Office: 1080 Sanders Road, Suite 300 Cumming, GA 30041 Serving families throughout Alpharetta, Milton, Johns Creek, Roswell, Forsyth County, North Fulton, and across the United States.
Regulatory Disclosures and Legal Notices
Entity Disclosure: Fountain Wealth Partners is a marketing name for advisory services offered through Financial Consultants Group, Inc., an Investment Adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training.
General Investment Risk: Advisory services are only offered where Financial Consultants Group, Inc. (d/b/a Fountain Wealth Partners) and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future results. All investing involves risk, including the potential loss of principal. Fee-only compensation does not guarantee investment success or protect against market loss.
Tax & Legal Limitations: Fountain Wealth Partners does not provide formal legal or tax advice. We coordinate tax-aware investment strategies and legacy architecture alongside clients' qualified CPAs and estate planning attorneys.
CFP® Certification Notice: Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
Disclosures & Legal Links: Important
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Fountain Wealth Partners. All Rights Reserved. Firm heritage dating to 1996.