Fee-Only Fiduciary Wealth Management · Alpharetta & Cumming, GA
Our Fees: Fee-Only, Clearly Disclosed
You should understand how your advisor is paid before you become a client.
Fountain Wealth Partners is a fee-only advisory firm. Our compensation is paid directly by our clients through disclosed advisory fees — not by commissions for recommending or selling investment or insurance products.
Wealth management fees are generally based on the assets we manage for you, which means our interests stay aligned with the long-term growth and preservation of what you have built. The fee that would apply to your relationship is explained clearly before the relationship begins.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
What Fee-Only Means
Financial professionals are compensated in different ways. Some receive commissions when a product is bought or sold. Others receive a combination of advisory fees and commissions.
Our advisory relationship is different:
- Our compensation for advisory services comes directly from our clients through disclosed fees.
- We do not receive commissions for selecting one investment over another.
- We have no proprietary products that clients are required to purchase.
- Our advisors are not compensated for selling a particular financial product.
Our role is to provide advice — not to sell you something.
Our role is to provide advice — not to sell you something.
How Our Advisory Fees Work
For ongoing wealth management relationships, we generally charge an advisory fee based on the assets we manage for you. Financial planning engagements may be handled under a separately defined fee.
We do not publish a rate table here, for one reason: the right answer depends on your circumstances — what you have accumulated, how it is invested, the planning involved, and the type of relationship you are looking for. We would rather understand that first, then explain exactly what applies to you.
Before you become a client, we will explain:
- The services we would provide
- The assets we would manage
- The advisory fee that would apply, and how it is calculated and billed
- Other investment-related costs that may apply
There should be no surprises about how we are compensated.
Our current fee schedule is published in Item 5 of our Form ADV Part 2A, along with our billing practices and potential conflicts of interest.
Read Form ADV Part 2A
(Item 5: Fees and Compensation)
What the Advisory Fee Covers
This is a wealth management relationship, designed for families whose financial lives have grown complex enough that the pieces need to be coordinated — multiple investment and retirement accounts, equity compensation, business interests, trusts, real estate, or estate and tax decisions ahead. It is built around your financial life, not only the assets in your portfolio. Depending on your needs, it may include:
- Professional coordination with your CPA, estate attorney, and other advisors
- Ongoing advice as circumstances change
Note: We provide planning and coordination alongside your attorney and CPA; we do not provide legal or tax advice.
The Advisory Fee Is Not the Only Cost
Depending on the investments held in an account, clients may also incur underlying fund expenses, transaction costs, custodial charges, or other investment-related expenses. Those costs are charged by third parties and are separate from our advisory fee.
Cost is one factor we weigh when evaluating an investment — alongside its objective, risk, diversification, tax characteristics, liquidity, and the role it serves in the portfolio.
Clients should understand not only what they own, but why they own it and what it costs.
Cost Is Important. So Is Value.
Fees matter, and clients should periodically evaluate whether a relationship is providing appropriate value. But the financial consequences of advice extend beyond the advisory fee — decisions about retirement timing, taxes, withdrawals, concentrated positions, charitable giving, and legacy can matter more than the difference between two fee schedules.
“What does the advisor charge?” is a fair question. So is “What am I receiving for that fee?”
What to Expect
Step 1 — Introductory conversation
We learn about what you have built, what is changing, and where you want guidance.
Step 2 — Tax-aware roadmap and fee proposal
We explain how planning and investments would work together for your situation, and the fee that would apply.
Step 3 — Plan delivery and implementation
We coordinate onboarding at an independent custodian (Schwab or Axos) on your timeline.
There is no expectation that you decide during the first meeting. You will understand how we work, and what it costs, before deciding whether to become a client.
Fountain Wealth Partners does not prepare tax returns or provide formal tax advice. Instead, we help identify planning opportunities and coordinate with your CPA or other qualified tax professional when their expertise is appropriate.
Independent Custody
Client accounts are generally held in the client’s name at independent qualified custodians, including Charles Schwab & Co. and Axos. The custodian holds the assets and provides independent statements and transaction reporting; we are authorized to manage the accounts under the advisory agreement.
David Fountain, CFP® — Founder & Lead Advisor
Start With a Conversation
If you would like to understand how we work and what it would cost, we would welcome the conversation.
A confidential, no-obligation conversation with a CFP® professional in Alpharetta or Cumming.
Your Goals. Our Guidance. Your Legacy.
Frequently Asked Questions
How are Fountain Wealth Partners’ fees structured?
We are a fee-only fiduciary firm. For ongoing wealth management, we charge an advisory fee based on assets under management, billed as disclosed in the advisory agreement. Financial planning engagements may be handled under a separately defined fee. Our current fee schedule is published in Item 5 of our Form ADV Part 2A.
What is the difference between fee-only and fee-based?
A fee-only firm is compensated solely by advisory fees paid by its clients. Fee-based advisors may charge an advisory fee and also receive commissions from selling insurance, annuities, or investment products, which can create conflicts of interest.
Why aren’t your rates listed on this page?
Advisory fees depend on the complexity and scope of each relationship, and our schedule can be updated over time. Rather than publish a grid here, we keep the current schedule in our Form ADV Part 2A (Item 5) and provide a written fee schedule as part of your advisory agreement.
Are there other costs beyond your advisory fee?
Yes. Client accounts are responsible for third-party costs such as custodian, brokerage, transaction, and mutual fund expenses. These are separate from our advisory fee.
Do you have an account minimum?
We do not apply a rigid asset threshold, and we are glad to talk with anyone to see whether we are a good fit. In practice, the families we serve have accumulated significant wealth over a career or a business and have reached the point where investments, retirement income, taxes, and estate decisions are interconnected enough to need coordination. Complexity and planning needs matter as much as asset level.
Disclosures
Financial Consultants Group, Inc., doing business as Fountain Wealth Partners, is an SEC-registered investment adviser. Registration with the SEC does not imply a certain level of skill or training. Advisory services are offered only where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future results. All investing involves risk, including the potential loss of principal. Fountain Wealth Partners provides tax-aware and estate-planning coordination alongside your independent CPA and estate attorney; the firm does not provide legal or tax advice, draft legal documents, or act as an attorney or corporate trustee. For full details regarding advisory fees, account minimums, and potential conflicts of interest, please review our Form CRS and Form ADV Part 2A at
Disclosures.
