FOUNTAIN WEALTH PARTNERS • ESTATE PLANNING • FEE-ONLY FIDUCIARY
Fee-Only Charitable and Philanthropic Planning in Alpharetta, GA: Maximize Community Impact and Tax Efficiency
We deliver independent, 100% fee-only charitable planning and philanthropic wealth coordination for North Fulton families, corporate executives, and business owners managing $1M to $10M+. We work directly with your CPA, estate attorney, and non-profit partners to structure tax-advantaged giving vehicles, including Donor-Advised Funds (DAFs), Qualified Charitable Distributions (QCDs), and charitable trusts, eliminating capital gains taxes and maximizing your family legacy with zero commissions and zero product sales.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
David Fountain, CFP® professional • 100% fee-only fiduciary • Serving North Fulton families locally since 1996 • 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004
Why coordinating philanthropic giving with your tax strategy elevates family wealth
Philanthropic giving is most effective when your charitable intentions, appreciated asset portfolios, tax schedules, and estate plans operate in complete alignment.
Many affluent families throughout Alpharetta, Milton, and Johns Creek support local non-profits and community initiatives, yet they often give inefficiently by writing personal checks with after-tax dollars. Meanwhile, substantial unrealized capital gains sit inside corporate equity awards, or mandatory retirement withdrawals trigger unwanted ordinary income taxes. When structuring charitable planning, Alpharetta families frequently encounter three core strategic friction points:
- Tax drag from cash donations: Donating cash provides an itemized deduction but fails to eliminate the embedded capital gains taxes on highly appreciated stocks, mutual funds, or real estate assets.
- RMD tax spikes for retirees: High-net-worth retirees over age 73 must take Required Minimum Distributions (RMDs), which increase Adjusted Gross Income (AGI), elevate Medicare premiums, and push families into higher income tax brackets.
- Uncoordinated gifting and estate silos: Gifting decisions made without consulting estate attorneys or CPAs can lead to missed deduction bunching windows or misaligned successor trustee instructions.
Fountain Wealth Partners provides an integrated fiduciary alternative. As a 100% fee-only firm, we sell no proprietary financial products, accept zero commissions or third-party finder fees, and coordinate directly with your CPA and estate attorney to structure philanthropic gifts that protect your capital and expand your community impact.
Specialized practice pathways for philanthropic wealth planning
We coordinate three dedicated disciplines of charitable wealth management and tax-advantaged giving for high-net-worth households:
Donor-Advised Funds and charitable deduction bunching
Optimize itemized tax deductions while establishing a flexible, enduring foundation for family philanthropy.
- Establish private Donor-Advised Funds (DAFs) that allow you to take an immediate fair-market-value tax deduction today while granting out to 501(c)(3) charities over multiple years.
- Donate appreciated corporate equities, concentrated stock positions, and mutual funds directly into your DAF to eliminate 100% of realized capital gains taxes.
- Structure multi-year charitable deduction bunching strategies in coordination with your CPA to surpass standard deduction thresholds during peak income years.
Qualified Charitable Distributions from retirement accounts
Satisfy mandatory IRA withdrawal requirements without increasing your taxable income or Medicare surcharges.
- Direct Qualified Charitable Distributions (QCDs) up to $105,000 annually per individual directly from traditional IRAs to qualified charities starting at age 70 1⁄2.
- Satisfy annual Required Minimum Distribution (RMD) obligations without adding ordinary income to your Adjusted Gross Income (AGI).
- Protect against income-related Medicare Part B and Part D premium surcharges (IRMAA) and prevent bracket creep through coordinated distribution timing.
Split-interest trusts and structured philanthropic vehicles
Structure sophisticated legacy vehicles that provide lifetime family income while transferring remainder capital to charitable causes.
- Design and oversee Charitable Remainder Unitrusts (CRUTs) and Annuity Trusts (CRATs) to convert appreciated real estate or business assets into reliable family income streams with significant upfront tax deductions.
- Structure Charitable Lead Trusts (CLTs) to support community initiatives today while transferring remaining assets to heirs with minimized gift and estate taxes.
- Oversee multi-generational family giving meetings and establish governance guardrails that empower rising generations to become thoughtful stewards of wealth.
Our tactical 3-part philanthropic framework
We combine evidence-based financial science, active tax modeling, and charitable mission alignment into an actionable advisory methodology:
Audit balance sheet assets for giving efficiency: We evaluate your entire asset portfolio—identifying low-cost-basis equities, executive stock options, and pre-tax retirement accounts—to determine the most tax-efficient funding sources for your charitable goals.
Model multi-year tax deductions and bunching schedules: We collaborate with your CPA to model tax impacts across multi-year horizons, timing major gifts, DAF contributions, and QCDs with peak income events or business liquidity milestones.
Coordinate execution with legal counsel and non-profit recipients: We deliver verified cost-basis schedules, transfer letters, and legal trust inventories directly to your estate attorney, CPA, and chosen non-profit organizations to ensure seamless compliance and execution.
Mandatory Portfolio Risk Disclosure
Investing involves risk, including the potential loss of principal. Asset allocation, diversification, and philanthropic tax strategies do not guarantee a profit or protect against loss in declining markets. Past performance does not guarantee future results.
Who we serve across North Fulton
We structure custom charitable giving and philanthropic wealth strategies for established families, corporate executives, and business owners throughout Alpharetta, Milton, Johns Creek, and Roswell:
Structuring multi-generational giving traditions; eliminating large embedded capital gains on appreciated securities; establishing Donor-Advised Funds for children to manage as family trustees.
Donating highly appreciated employer stock or exercised options to offset peak earning years without incurring substantial capital gains taxes.
Executing direct Qualified Charitable Distributions (QCDs) from IRAs to fulfill mandatory distributions tax-free while insulating against Medicare IRMAA surcharges.
Why choose an independent charitable planning financial advisor in Alpharetta?
As a 100% fee-only fiduciary Registered Investment Advisor (RIA), we provide unconflicted guidance designed purely to advance your family values and financial well-being.
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Fountain Wealth Partners
Fountain Wealth Partners
Strict fiduciary standard:
Legally bound to put your charitable and financial interests first across all planning and investment accounts at all times.Fountain Wealth Partners
100% fee-only:
Transparent advisory fee based on assets or clear planning scope. Zero commissions, zero sales loads, and zero third-party kickbacks.Fountain Wealth Partners
Integrated advisory:
Proactive coordination with your CPA, estate planning attorney, and non-profit institutions to maximize deduction efficiency.Fountain Wealth Partners
Open architecture:
Independent selection of institutional, low-cost index funds and ETFs with no proprietary sales quotas.Fountain Wealth Partners
Direct senior partner access:
Work directly with David Fountain, CFP® professional, backed by 30 years of local firm heritage serving North Fulton since 1996.David Fountain, CFP® — Founder & Lead Advisor
LET'S TALK
Get a clear, objective review of your charitable and legacy plan
We provide a confidential assessment of your charitable gifting efficiency, appreciated asset tax exposure, and estate alignment with zero cost or obligation.
Direct partner access with David Fountain, CFP® professional • In-person at 12600 Deerfield Parkway, Suite 100, Alpharetta or via secure video • No sales slide decks • 100% confidential • (770) 650-9392
What our clients say
Verified client experiences reflect our commitment to fiduciary transparency, proactive legacy protection, and multi-generational peace of mind.
TESTIMONIALS HERE
SEC Rule 206(4)-1 Disclosure: Testimonial provided by a current client who has not received cash or non-cash compensation, directly or indirectly, for this statement. Testimonials may not be representative of the experience of other clients and provide no guarantee of future investment performance or estate planning success. Working with Fountain Wealth Partners does not ensure a specific level of portfolio return or legacy outcome.
Our straightforward 3-step onboarding roadmap
Our structured onboarding process delivers a complete, written philanthropic and wealth roadmap before you make any commitment to work together.
Learn how our Financial Planning Process builds and protects wealth
Clarify your charitable priorities in a 20-minute discovery call: We discuss your philanthropic goals, review your appreciated assets and tax bracket profile, and confirm mutual fit.
Review your written giving and tax roadmap: We analyze your investment portfolio, retirement accounts, and recent tax returns, delivering a clear written executive summary of tax-saving gifting strategies, bunching schedules, and fee transparency—yours to keep with no obligation.
Implement your plan with ongoing fiduciary care: When you partner with us, we transfer your accounts in-kind via ACATS to avoid capital gains taxes, coordinate directly with your CPA and estate attorney, and oversee ongoing charitable grants.
Frequently asked questions about charitable and philanthropic planning
Direct answers to common questions regarding tax-smart giving, Donor-Advised Funds, QCDs, and fiduciary coordination across North Fulton.
How does donating appreciated stock to a Donor-Advised Fund save on taxes?
When you donate publicly traded stock held for more than one year directly to a Donor-Advised Fund (DAF) or qualified charity, you receive an immediate fair-market-value itemized tax deduction (up to IRS limits) and pay zero capital gains tax on the appreciation. This approach allows you to direct the full value of the asset toward your charitable goals rather than losing 15% to 20%+ to federal and state capital gains taxes.
What is a Qualified Charitable Distribution (QCD) and who is eligible?
A Qualified Charitable Distribution (QCD) allows IRA owners age 70½ or older to transfer up to $105,000 annually per individual directly from a traditional IRA to a qualified 501(c)(3) charity. The distributed amount counts toward satisfying your Required Minimum Distribution (RMD) if applicable, but is excluded entirely from your taxable Adjusted Gross Income (AGI).
Can we involve our adult children in our Donor-Advised Fund?
Yes. A Donor-Advised Fund is an exceptional tool for teaching multi-generational family governance and financial stewardship. You can name adult children as successor advisors or joint advisors, enabling family members to research causes, attend structured giving meetings, and recommend grants collaboratively.
Will you coordinate our charitable giving strategies directly with our CPA?
Yes. Direct, proactive collaboration with your CPA is central to our advisory model. We provide your tax professional with end-of-year charitable distribution summaries, realized cost-basis schedules, and DAF contribution substantiations to ensure all deductions are properly claimed on your return.
What is your advisory fee schedule for philanthropic wealth management?
We operate on a transparent, tiered fee-only schedule calculated as an annual percentage of assets under management (AUM) or through a comprehensive planning engagement. Our advisory fee percentage scales downward as household assets increase—scaling below 1.00% for seven-figure portfolios—ensuring transparent, unconflicted advice with zero commissions or third-party fees.
FEES & TRANSPARENCY
Transparent, flat-fee pricing. No surprises
We believe you should know exactly what you are paying for and what you are getting in return. We operate under a transparent, flat fee-only pricing model.
Zero Commissions: We never profit from product sales or transactions
Zero Hidden Costs: No referral fees, third-party incentives, or asset-under-management markups
Complete Alignment: Our flat-fee structure ensures our incentives are completely aligned with your long-term financial security
Align your charitable vision with an integrated fiduciary wealth plan
Schedule a confidential conversation with David Fountain, CFP® professional, to review your charitable giving vehicles, appreciated assets, and tax reduction opportunities.
Direct partner access with David Fountain, CFP® professional • In-person at 12600 Deerfield Parkway, Suite 100, Alpharetta or via secure video • (770) 650-9392
Regulatory & Trademark Disclosures
Advisory services offered through Financial Consultants Group, Inc., an SEC Registered Investment Advisor. Fountain Wealth Partners is a marketing name for advisory services. Advisory services are only offered to clients or prospective clients where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure. Fountain Wealth Partners provides investment advisory and financial planning services. Clients should consult their qualified tax professional and estate planning attorney regarding specific legal and tax situations.
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Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
