FOUNTAIN WEALTH PARTNERS • VIRTUAL WEALTH MANAGEMENT • 100% FEE-ONLY FIDUCIARY
Evidence-based portfolio strategy in Alpharetta built to protect what you’ve built and compound generational wealth
You’ve worked hard to build substantial wealth. Protecting and growing it requires institutional discipline, empirical science, and zero commission conflicts. Fountain Wealth Partners provides independent, fee-only portfolio strategy in Alpharetta, GA. We combine global market growth with dedicated cash flow buffers so you can enjoy today, prepare for tomorrow, and build a lasting legacy.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Direct partner access with David Fountain, CFP® professional • 100% fee-only fiduciary • 12600 Deerfield Pkwy, Suite 100, Alpharetta, GA
Direct partner access with David Fountain, CFP® professional (serving North Fulton since 1996)
100% fee-only fiduciary • Zero commissions • Zero 12b-1 kickbacks • Zero proprietary products
In-kind ACATS account transfers • No forced liquidations • Custody at Schwab & Fidelity (SIPC)
The hidden friction in traditional portfolio construction
Your goals come first: Wealth represents your life's work, your family’s security, and the legacy you want to leave. When investment decisions occur in an isolated silo, speculative trading and uncoordinated advice introduce unnecessary risk and erode net returns.
High-net-worth families in Alpharetta, Milton, and Johns Creek evaluating their existing wealth management arrangements consistently identify three core structural inefficiencies in standard brokerage portfolios:
- Uncompensated active-management drag: Chasing short-term market forecasts or paying expensive fund fees consistently lags broad market benchmarks after accounting for embedded management costs, trading friction, and turnover taxes.
- Structural home-country and sector concentration: Many regional portfolios carry unintended concentrations in domestic large-cap equities or executive stock, leaving multi-million-dollar balance sheets vulnerable to prolonged market cycles.
- Absence of dedicated sequence-of-returns buffers: Portfolios built without segregated, cash-flow-matched fixed income and liquidity reserves force families to sell depreciated equities during downturns to meet ongoing lifestyle expenses.
The fiduciary quarterback solution: Fountain Wealth Partners replaces speculative market timing with institutional, evidence-based asset allocation. Acting as your fiduciary quarterback, we design globally diversified portfolios calibrated to your family’s specific cash flow timelines and risk capacity—working directly with your CPA and estate attorney so you never have to act as the middleman between advisors.
Core disciplines of empirical portfolio strategy
Our guidance: Rather than viewing investment decisions in isolation, we structure your capital across three empirical pillars to capture global economic growth while buffering against volatility.
Factor-tilted equity architecture
Evidence-based portfolio design balances broad global market participation with academic factor premiums that have historically driven long-term risk-adjusted outperformance.
- Empirical factor premiums: Tilt allocations systematically toward proven dimensions of expected returns—specifically value, small size, and corporate profitability factors.
- Global market participation: Eliminate home-country bias by allocating across established international developed markets and emerging economic regions.
- Low-turnover institutional vehicles: Deploy low-cost, liquid institutional ETFs and index funds to eliminate uncompensated manager risk and excessive trading friction.
High-grade volatility buffers & liquidity glidepaths
Protecting your lifestyle and capital requirements requires purposeful fixed-income architecture insulated from equity market drawdowns.
- Cash-flow-matched reserves: Construct dedicated multi-year liquidity and high-quality short-to-intermediate duration fixed-income reserves to fund anticipated lifestyle distributions without liquidating growth assets.
- Principal protection quality: Restrict defensive holdings to sovereign debt, high-grade municipal bonds, and prime corporate credit to protect principal.
- Dynamic horizon calibration: Calibrate equity-to-fixed-income ratios to match your family's exact retirement timeline and intergenerational wealth transfer goals.
Systematic tolerance-band rebalancing
Disciplined portfolio rebalancing enforces risk management across shifting market cycles without emotional interference.
- Rules-based trigger bands: Establish strict percentage-drift thresholds that dictate rebalancing timing by mathematical deviation instead of arbitrary calendar dates.
- Direct discretionary partner oversight: Every portfolio stress-test, allocation analysis, and rebalancing execution is personally directed and reviewed by David Fountain, CFP® professional.
- Organic inflow & yield realignment: Direct incoming cash flows and portfolio dividend yield toward underweighted asset classes to restore target allocations efficiently.
The Structured Fiduciary Methodology: 3-part Portfolio Framework
Bringing the pieces together: We combine academic asset pricing science, custom liquidity engineering, and continuous risk monitoring to build resilient portfolios across market cycles.
Empirical risk profiling & capital architecture: We take the time to understand where you are today and what matters most. We quantify your psychological and structural capacity for risk, constructing a customized asset allocation model balancing global market growth with high-grade liquidity reserves.
Institutional implementation & cost elimination: We populate target asset classes with institutional-class index funds, exchange-traded funds (ETFs), and direct asset exposures, eliminating retail 12b-1 fees, wrap surcharges, and commission loads.
Continuous partner rebalancing & monitoring: Acting as your fiduciary quarterback, we track asset-class weights against established target bands. When market movements cause asset classes to drift, we systematically execute rebalancing transactions to restore your target risk parameters.
MANDATORY PORTFOLIO RISK DISCLOSURE
Investing in securities involves risk, including the potential loss of principal capital. Asset allocation and global diversification strategies do not ensure a profit or protect against loss in declining markets. Past investment performance does not guarantee future results.
Who we serve across North Fulton
Making wealth meaningful: We provide customized portfolio strategy and asset allocation for high-net-worth families, corporate executives, and business founders managing $1M to $10M+ in investable assets throughout Alpharetta, Milton, Roswell, and Johns Creek.
Why choose Fountain Wealth Partners?
Your goals. Our guidance. Your legacy: As a 100% fee-only fiduciary RIA, Fountain Wealth Partners is legally bound to put your family’s interests first in every recommendation we make. Explore
our fee-only fiduciary difference, review
our approach to wealth management, and examine
our transparent fee schedule.
Fountain Wealth Partners
(100% fee-only fiduciary)
Fountain Wealth Partners
Strict fiduciary standard: Legally obligated to prioritize your interests across every portfolio allocation and trade recommendation.
Fountain Wealth Partners
100% fee-only: Transparent percentage-of-AUM fee structure. Zero commissions, zero sales loads, and zero trading kickbacks.
Fountain Wealth Partners
Independent & unbiased: Exclusively institutional index funds and ETFs selected purely for cost efficiency, liquidity, and factor integrity.
Fountain Wealth Partners
Zero conflict: Zero 12b-1 distribution fees, zero soft-dollar arrangements, and zero platform shelf-space kickbacks accepted.
Fountain Wealth Partners
Independent institutional custody: Client assets held securely in client’s name at Charles Schwab & Fidelity Institutional.
David Fountain, CFP® — Founder & Lead Advisor
LET'S TALK
Request a fiduciary portfolio strategy diagnostic
A focused, 20-minute diagnostic session: a complimentary, data-driven assessment designed for North Fulton families and corporate executives managing $1M to $10M+ in investable wealth.
Discover whether your current asset allocation exposes your balance sheet to uncompensated risk, excessive fund fees, or structural market drag. David Fountain, CFP® professional, will personally review your holdings and provide actionable, objective findings.
What our clients say & our 3-step onboarding roadmap
Client experiences & transition framework: Verified experiences reflecting our three-decade commitment to fiduciary integrity, institutional portfolio discipline, and generational clarity. Explore verified
client stories and reviews.
TESTIMONIALS HERE
SEC Rule 206(4)-1 Disclosure: Testimonials presented are provided by current clients who have not received cash or non-cash compensation, directly or indirectly, for their statements. Testimonials may not be representative of the experience of other clients and provide no guarantee of future investment performance or success. Working with Fountain Wealth Partners does not ensure a specific level of portfolio return.
Our Straightforward 3-step Advisory Roadmap
Learn how we establish new fiduciary relationships and transition accounts seamlessly through
our complete onboarding process.
Clarify your goals during a 20-minute discovery conversation: We examine your existing asset allocation, evaluate your family's cash flow horizon, stress-test your risk capacity, and determine mutual alignment.
Review your written portfolio & asset allocation blueprint: We deliver an objective, written investment strategy detailing your target factor allocations, fee reduction schedule, and cash flow buffer glidepaths.
Transition your assets in-kind via ACATS: We manage all administrative transfer paperwork to transition your securities in-kind from your prior brokerage custodian, eliminating premature taxable liquidations and rebalancing systematically over time.
Frequently asked questions about portfolio strategy
Direct answers: Clear, technical insights into our asset allocation methodology, custodial protections, and fiduciary management practices.
How does your portfolio strategy in Alpharetta differ from traditional stock picking or market timing?
We do not attempt to forecast short-term market movements or pick individual winning stocks, as empirical financial research demonstrates that market timing erodes net returns. Instead, our portfolio strategy in Alpharetta relies on academic financial science and Modern Portfolio Theory. We capture global market growth while tilting asset allocations toward persistent factors of expected outperformance—including value, small size, and profitability premiums—while keeping investment expenses and portfolio turnover exceptionally low.
Where are my investment assets held and how are they protected?
Your investment assets are never held directly by Fountain Wealth Partners. All client capital is held in your own name at established, independent, SIPC-insured institutional custodians—specifically Charles Schwab & Co. and Fidelity Institutional. You maintain direct, 24/7 online access to your accounts, and Fountain Wealth Partners acts solely with discretionary trading authority under strict fiduciary oversight.
How do you incorporate factor tilts without taking on uncompensated risk?
We utilize low-cost, institutional index funds and ETFs that systematically target established academic factors—such as value, size, and profitability—across thousands of underlying securities. By maintaining broad global diversification across multiple dimensions rather than concentrating in individual speculative stocks, we capture these historical factor premiums while dampening company-specific and sector risks.
Can I transfer my existing brokerage accounts without triggering massive capital gains taxes?
Yes. We execute account transfers using the Automated Customer Account Transfer Service (ACATS), which moves your existing stocks, ETFs, and mutual funds directly in-kind from your previous custodian without liquidating them to cash. Once received, David Fountain, CFP® professional, conducts a comprehensive cost-basis lot analysis, preserving highly appreciated holdings where appropriate and executing systematic rebalancing over time to manage taxable events.
How often do you rebalance my asset allocation?
We employ a rules-based, tolerance-band rebalancing methodology rather than arbitrary calendar-based rebalancing. We continuously monitor your portfolio, executing rebalancing transactions only when market movements cause an asset class to drift outside its target percentage bands. Where possible, we rebalance tax-efficiently using regular cash inflows, dividend distributions, or inside tax-sheltered accounts before executing sales in taxable accounts.
FEES & TRANSPARENCY
Transparent, flat-fee pricing. No surprises
We believe you should know exactly what you are paying for and what you are getting in return. We operate under a transparent, flat fee-only pricing model.
Zero Commissions: We never profit from product sales or transactions
Zero Hidden Costs: No referral fees, third-party incentives, or asset-under-management markups
Complete Alignment: Our flat-fee structure ensures our incentives are completely aligned with your long-term financial security
Align your wealth with an evidence-based fiduciary strategy
Take the next step: Discover how empirical asset allocation, institutional factor diversification, and 100% fee-only transparency can protect and grow your family's multi-generational wealth.
Direct partner access with David Fountain, CFP® professional • 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004 • (770) 650-9392 • Carson@FountainWealthPartners.com
Regulatory Disclosures
Fountain Wealth Partners is a marketing name for investment advisory services offered through Financial Consultants Group, Inc., an SEC Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure.
Review our official
Form ADV & Form CRS disclosures,
privacy policy, and
terms of service.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
