FOUNTAIN WEALTH PARTNERS • FINANCIAL PLANNING • FEE-ONLY FIDUCIARY
Fee-only financial planning in Alpharetta, GA: synchronize your taxes, executive equity, and legacy
We deliver independent, 100% fee-only financial planning for North Fulton families, corporate executives, and business owners managing $1M to $10M+. We eliminate the gaps between your CPA, estate attorney, and portfolio manager—with zero commissions and complete fee transparency.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Direct partner access with David Fountain, CFP® professional • 100% fee-only fiduciary • Serving North Fulton since 1996 • In-person in Alpharetta or via secure video • 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004
As wealth grows, coordinating your financial architecture becomes essential
True wealth coordination connects your cash flow projections, proactive tax strategies, and estate documents under a single fiduciary standard, bringing your entire balance sheet into one synchronized framework.
Managing a multi-million-dollar balance sheet brings complexity that off-the-shelf financial plans cannot address. Many families across Alpharetta, Milton, and Johns Creek work with several dedicated professionals: an investment broker focused on equities, a CPA preparing retrospective tax filings in April, and an estate attorney who drafted family trusts years ago.
When these professionals operate independently, managing multiple advisors often leaves you coordinating the moving pieces yourself.
High-net-worth households frequently evaluate three key considerations in traditional advisory structures:
- Tax timing and cash flow integration: Standard financial plans often calculate retirement targets without modeling multi-year marginal tax brackets, required minimum distributions (RMDs), or Medicare IRMAA surcharges. Integrating forward-looking tax projections ensures sudden liquidity needs align with favorable tax brackets.
- Executive equity diversification: Enterprise leaders frequently hold concentrated stock across RSUs, stock options, or private company shares. Structuring staged liquidation plans and tax-loss buffers allows families to diversify concentrated wealth while managing capital gains and alternative minimum tax (AMT) exposure.
- Transparent fee structures: Traditional brokerage models often incorporate product-level expenses, wrap fees, or sales compensation that can be difficult to evaluate as a total cost. A fee-only fiduciary model ensures all advice is objective, transparent, and completely unconflicted.
Fountain Wealth Partners provides an integrated fiduciary alternative. As a 100% fee-only firm, we sell no proprietary products, accept zero commissions or third-party incentives, and coordinate directly with your CPA and estate attorney to align your balance sheet with your family’s long-term goals.
Specialized financial planning pathways
Our dedicated practice areas deliver structured, tax-aware financial planning across every element of your balance sheet:
Retirement planning and cash flow modeling
Model multi-year cash flow and distribution schedules to preserve capital and maintain lifestyle continuity throughout retirement.
- Sequence withdrawals across taxable, tax-deferred, and Roth accounts to cut lifetime tax drag.
- Stress-test your portfolio against inflation, market downturns, and rising healthcare costs.
- Set dynamic spending guardrails to protect principal while maximizing predictable retirement income.
- Explore our retirement income planning services.
Cash flow optimization and distribution management
Structure liquidity frameworks that align annual cash requirements with tax-bracket arbitrage and disciplined reinvestment.
- Maintain dedicated volatility buffers to fund living expenses without selling equities during market pullbacks.
- Coordinate Social Security timing, pensions, and deferred compensation payouts.
- Project quarterly taxes and schedule estimated payments directly with your CPA.
- Review our cash flow and Social Security strategies.
Executive compensation, RSUs, and options planning
Structure equity compensation schedules to help corporate leaders diversify concentrated stock positions tax-efficiently.
- Build multi-year vesting schedules and staged Rule 10b5-1 trading plans for RSUs and ISOs.
- Model Alternative Minimum Tax (AMT) crossover points to optimize Georgia tax credits.
- Reinvest stock proceeds into globally diversified, tax-sheltered portfolios.
- Learn about our executive equity compensation planning.
FINANCIAL PLANNING
Education planning and multi-generational 529 strategies
Build tax-advantaged education funding structures that balance academic goals with estate and retirement preservation.
- Maximize Georgia Path2College 529 contributions for state income tax deductions on Georgia Form 500.
- Use 5-year gift tax averaging (superfunding) to transfer wealth tax-free.
- Structure flexible beneficiaries and coordinate SECURE 2.0 529-to-Roth IRA rollovers.
- Review our education planning and Path2College 529 strategies.
Philanthropy and charitable giving optimization
Implement tax-efficient gifting structures that maximize community impact while reducing income and capital gains taxes.
- Open Donor-Advised Funds (DAFs) and donate appreciated assets to eliminate capital gains taxes.
- Bunch charitable gifts across multiple years to exceed standard deduction limits.
- Make Qualified Charitable Distributions (QCDs) directly from IRAs to satisfy RMDs tax-free.
- See our charitable and philanthropic planning solutions.
Our Tactical Financial Planning Framework
We integrate evidence-based financial science, proactive tax planning, and balance sheet consolidation into a disciplined advisory methodology:
Our planning framework connects every asset and liability into a synchronized roadmap that withstands market volatility and generational transitions.
Consolidate your balance sheet. We connect your investment accounts, executive equity, business interests, and real estate into one clear dashboard. You get total visibility into your net worth, cash flow, and liabilities.
Integrate forward-looking tax strategies. We model your marginal tax brackets year-round rather than looking backward in April. We coordinate with your CPA before Q4 to harvest tax losses, execute Roth conversions, and structure charitable gifts before year-end deadlines.
Align your estate and legacy. We review your account titling, beneficiary designations, and trust documents with your estate attorney to ensure smooth wealth transfer, avoid unnecessary probate, and protect family assets.
Mandatory portfolio risk disclosure
Investing involves risk, including the potential loss of principal. Asset allocation, diversification, and financial planning strategies do not guarantee a profit or protect against loss in declining markets. Past performance does not guarantee future results.
Who we serve across North Fulton
We design custom financial planning strategies for established families, corporate executives, and business owners throughout Alpharetta, Milton, Johns Creek, and Roswell:
Why choose Fountain Wealth Partners: the fiduciary standard
As a 100% fee-only fiduciary Registered Investment Advisor (RIA), we are legally and ethically bound to put your family’s interests first in every recommendation we provide.
Explore
The Fee-Only Difference, review our
Approach to Wealth, or examine our clear
Fee Schedule.
Fountain Wealth Partners
Fountain Wealth Partners
Strict Fiduciary Standard:
Legally bound to act in your best interest across all planning and investment accounts at all times.Fountain Wealth Partners
100% Fee-Only:
Transparent advisory fee based on assets or clear planning scope. Zero commissions, sales loads, or kickbacks.Fountain Wealth Partners
Open Architecture:
Independent selection of institutional, low-cost index funds and ETFs with no proprietary sales quotas.Fountain Wealth Partners
Unified Advisory:
Direct, proactive coordination with your CPA and estate attorney to align tax strategies with your financial plan.Fountain Wealth Partners
Direct Senior Partner Access:
Work directly with David Fountain, CFP® professional, backed by over 25 years of local firm heritage since 1996.David Fountain, CFP® — Founder & Lead Advisor
LET'S TALK
Looking for a clear, objective review of your financial plan?
We provide a confidential diagnostic of your financial plan, asset allocation, fee structure, and tax exposure with zero cost or obligation.
Direct conversation with David Fountain, CFP® professional • Available in-person in Alpharetta or via secure video • No sales slide decks • 100% Confidential
What our clients say
Verified client experiences reflect our commitment to fiduciary transparency, proactive tax savings, and generational peace of mind.
Explore verified
Client Stories & Reviews to see how our fiduciary approach helps families across North Fulton.
TESTIMONIALS HERE
SEC Rule 206(4)-1 Disclosure: Testimonials presented are provided by current clients who have not received cash or non-cash compensation, directly or indirectly, for their statements. Testimonials may not be representative of the experience of other clients and provide no guarantee of future investment performance or financial planning success. Working with Fountain Wealth Partners does not ensure a specific level of portfolio return or outcome.
Our Straightforward 3-step Advisory Roadmap
Our onboarding process delivers a complete, written financial roadmap before you make any commitment to work together.
Learn how our Financial Planning Process builds, manages, and protects your wealth:
Clarify your priorities in a 20-minute discovery call. We review your current balance sheet, discuss your family's goals, and confirm mutual fit.
Review your written financial and tax roadmap. We examine your investments, liabilities, and tax returns, then give you a written summary of planning gaps, tax opportunities, and fee transparency—yours to keep with no obligation.
Implement your plan with ongoing fiduciary care. If you partner with us, we transfer your accounts in-kind via ACATS to avoid triggering capital gains taxes, coordinate directly with your CPA and attorney, and hold regular strategy reviews.
Questions high-net-worth families ask us
Direct answers to common questions regarding fiduciary standards, planning fees, custodial safety, and tax integration.
What is the difference between fee-only and fee-based financial planning in Alpharetta, GA?
A 100% fee-only financial planner is compensated solely by the client through a transparent, agreed-upon advisory fee. We accept zero commissions, referral kickbacks, or third-party product incentives. In contrast, "fee-based" advisors can charge an advisory fee while also earning commissions on the sale of insurance, annuities, or mutual funds, which introduces conflicts of interest.
How are my investment and retirement assets protected?
Fountain Wealth Partners never takes custody of your funds. All client accounts are held in your name at leading, independent, SIPC-insured institutional custodians. You maintain 24/7 direct online access to your accounts and receive independent monthly statements directly from the custodian.
What is your advisory fee structure?
We operate on a transparent, tiered fee-only schedule calculated as an annual percentage of assets under management (AUM) or through a defined comprehensive planning engagement. Our fee percentage decreases as your total household assets with the firm increase—scaling below 1.00% for seven-figure portfolios—aligning our incentives directly with your portfolio's preservation and growth.
Will you collaborate directly with my CPA and estate attorney?
Yes. Proactive collaboration is central to our process. We do not replace your CPA; rather, we communicate directly with them throughout the year to share realized gain and loss reports, establish capital gains budgets, model Roth conversion thresholds, and synchronize year-end tax strategies. We also work with your estate attorney to confirm beneficiary designations and account titling match your estate plan.
How do you handle concentrated corporate stock and executive equity?
For corporate executives in Alpharetta and North Fulton, we analyze the cost basis of each stock lot. We create structured diversification schedules (including Rule 10b5-1 trading plans when needed), pairing equity sales with tax-loss harvesting reserves and charitable giving strategies to minimize capital gains and AMT liability.
FEES & TRANSPARENCY
Transparent, flat-fee pricing. No surprises
We believe you should know exactly what you are paying for and what you are getting in return. We operate under a transparent, flat fee-only pricing model.
Zero Commissions: We never profit from product sales or transactions
Zero Hidden Costs: No referral fees, third-party incentives, or asset-under-management markups
Complete Alignment: Our flat-fee structure ensures our incentives are completely aligned with your long-term financial security
Align your wealth with an integrated fiduciary financial plan
Discover how comprehensive financial planning, proactive tax integration, and fee-only fiduciary stewardship can protect and compound your family's balance sheet.
Direct Advisor Access • In-Person in Alpharetta or via Secure Video • 12600 Deerfield Parkway, Suite 100, Alpharetta, GA 30004 • (770) 650-9392
Regulatory & Trademark Disclosures
Advisory services offered through Financial Consultants Group, Inc., an SEC Registered Investment Advisor. Fountain Wealth Partners is a marketing name for advisory services. Advisory services are only offered to clients or prospective clients where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure. View our Disclosures (Form ADV & CRS), Privacy Policy, and Terms of Service.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
