FOUNTAIN WEALTH PARTNERS • INVESTMENT & PORTFOLIO MANAGEMENT • FEE-ONLY FIDUCIARY
Fiduciary investment management built to protect and compound your wealth—with zero commission conflicts.
Fountain Wealth Partners delivers independent, fee-only portfolio management for North Fulton families, corporate executives, and business owners managing $1M to $10M+ who want institutional discipline and complete fee transparency.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Why software alone falls short: How automated algorithms fail during critical life transitions, tax adjustments, and market volatility.
The four pillars of human wealth management: How direct access to a dedicated senior advisor, 100% fee-only fiduciary independence, comprehensive wealth coordination, and long-term continuity protect your legacy.
What you can expect as a client: The exact written deliverables, fee transparency, and local face-to-face access you gain by partnering with an independent CFP® lead advisor.
Direct Partner Access with David Fountain, CFP® professional • 100% Fee-Only Fiduciary • 12600 Deerfield Pkwy, Suite 100, Alpharetta, GA • (770) 650-9392
Important considerations when evaluating traditional brokerage models
Coordinating tax strategy, investment allocation, and fee transparency supports steady compound growth across multi-generational portfolios.
When investable wealth passes seven figures, managing a portfolio requires direct coordination across taxes, cash flow, and estate planning. High-net-worth families in Alpharetta, Milton, and Johns Creek frequently evaluate three operational differences between traditional wirehouses and independent fiduciary firms:
Coordinating across your professional advisors: Investment management often operates independently from your CPA and estate attorney. Without direct coordination, investment decisions can create unexpected tax outcomes or misalign with your family's broader estate plan.
Fee clarity and investment structure: Brokerage arrangements may incorporate fund expense ratios, wrap fees, and platform compensation structures that are difficult to evaluate as a total cost. Understanding every layer of cost ensures your capital compounds efficiently.
Managing tax efficiency in taxable accounts: Holding income-heavy or high-turnover holdings in non-retirement accounts generates annual capital gains and dividend taxes. Implementing structured asset location and continuous tax-loss harvesting helps manage tax exposure under federal and Georgia tax rules.
Fountain Wealth Partners provides an integrated alternative. As a 100% fee-only fiduciary firm, we sell no proprietary products, accept zero commissions, and align your investment strategy directly with your long-term tax and financial goals.
Specialized Investment Management Pathways
Our specialized pathways provide structured, tax-aware portfolio management for each component of your balance sheet.
We structure your investment strategy across three dedicated practice areas:
Portfolio Strategy and Asset Allocation
Tax-Efficient Investing
Roth Conversion and Tax Strategy
Evidence-based asset allocation balances global market participation with your family's cash flow timeline and risk tolerance.
We build globally diversified portfolios anchored in academic financial science rather than short-term market forecasts. We calibrate each allocation to your cash flow requirements, liquidity timelines, and family legacy goals.
- Factor-tilted market exposure: Broad diversification across global asset classes, targeting value, size, and profitability factors to drive risk-adjusted returns.
- Dedicated volatility buffers: Customized fixed-income allocations and liquidity reserves designed to protect upcoming cash flow needs from market downturns.
- Discretionary partner rebalancing: Systematic, rules-based rebalancing overseen directly by David Fountain, CFP® professional.
Strategic asset location and year-round tax-loss harvesting preserve capital by minimizing federal and Georgia tax liabilities.
Smart tax management helps you keep more of your investment returns working for your long-term plan. We place tax-inefficient fixed income in tax-sheltered accounts while using tax-managed index strategies in taxable brokerage accounts.
- Year-round tax-loss harvesting: Continuous lot-by-lot monitoring to capture realized capital losses that offset taxable gains and reduce ordinary income up to $3,000 annually.
- Asset location architecture: Placing tax-inefficient bonds and real estate securities in retirement accounts while keeping tax-efficient equities in taxable accounts.
- Cost-basis lot management: Specific-share identification strategies to minimize realized capital gains during portfolio withdrawals or rebalancing.
Multi-year Roth conversion strategies take advantage of transitional tax brackets to create flexible, tax-free retirement income.
For corporate executives and business owners planning for future required minimum distributions (RMDs), we evaluate multi-year tax projections to convert pre-tax IRA balances at favorable tax brackets.
- Tax-bracket arbitrage: Capitalizing on transitional income years between career milestones and mandatory distribution ages to convert assets affordably.
- Compound tax-free growth: Positioning high-growth equity assets inside Roth accounts to permanently eliminate future income and capital gains taxes.
- Heir tax insulation: Creating tax-free inheritance pools that protect children and grandchildren from the SECURE Act's accelerated 10-year withdrawal rules.
Our tactical investment framework
We combine global market diversification, continuous tax-loss harvesting, and risk management to build resilient portfolios across market cycles.
Evidence-based asset allocation
We use low-cost institutional asset classes and index funds to capture global economic growth. We balance your allocation across domestic equities, international developed markets, emerging economies, and high-quality fixed income to match your specific risk profile.
Continuous tax-loss harvesting
We monitor taxable accounts throughout the year. When markets experience pullbacks, we identify opportunities to realize capital losses that can offset taxable gains and up to $3,000 of ordinary income annually. We immediately reinvest in correlated holdings to keep your portfolio fully invested.
Risk management and equity concentration
We evaluate your portfolio's sensitivity to historical inflation shifts, interest rate changes, and broad market pullbacks. For executives holding substantial company stock, we design structured 10b5-1 trading plans and staged diversification schedules to manage concentrated equity positions steadily.
Mandatory portfolio risk disclosure
Investing involves risk, including the potential loss of principal. Asset allocation and diversification strategies do not guarantee a profit or protect against loss in declining markets. Past performance does not guarantee future results.
Who we serve across North Fulton
We provide customized investment management tailored to the complex balance sheets of established families, corporate executives, and business founders.
Why Choose Fountain Wealth Partners: The Fiduciary Standard
As a 100% fee-only fiduciary RIA, we are legally and ethically committed to putting your family's interests first in every recommendation we make.
Explore
the fee-only difference, review
our investment approach, or check
our clear fee schedule.
Fountain Wealth Partners
Fountain Wealth Partners
Strict Fiduciary Standard:
We are legally bound to act in your best interest across all accounts.Fountain Wealth Partners
100% Fee-Only:
We charge a transparent percentage of assets managed. Zero commissions, zero sales loads.Fountain Wealth Partners
No Proprietary Funds:
Independent selection of institutional index funds and ETFs.Fountain Wealth Partners
None:
We accept no 12b-1 fees, referral kickbacks, or platform revenue sharing.Fountain Wealth Partners
Independent Custodians
Client assets are held safely with established, SIPC-insured institutional custodians.David Fountain, CFP® — Founder & Lead Advisor
LET'S TALK
Request a fiduciary portfolio diagnostic
A confidential, data-driven assessment designed for families and executives managing $1M to $10M+ in investable assets.
Direct conversation with David Fountain, CFP® professional • No sales slide decks • Confidential
FEES & TRANSPARENCY
Transparent, flat-fee pricing. No surprises
We believe you should know exactly what you are paying for and what you are getting in return. We operate under a transparent, flat fee-only pricing model.
Zero Commissions: We never profit from product sales or transactions
Zero Hidden Costs: No referral fees, third-party incentives, or asset-under-management markups
Complete Alignment: Our flat-fee structure ensures our incentives are completely aligned with your long-term financial security
What our clients say
Verified client experiences reflect our commitment to fiduciary transparency, proactive tax savings, and generational peace of mind.
Explore verified
Client Stories & Reviews to see how our fiduciary approach impacts families across North Fulton.
TESTIMONIALS HERE
SEC Rule 206(4)-1 Disclosure: Testimonials presented are provided by current clients who have not received cash or non-cash compensation, directly or indirectly, for their statements. Testimonials may not be representative of the experience of other clients and provide no guarantee of future investment performance or success. Working with Fountain Wealth Partners does not ensure a specific level of portfolio return.
Our Straightforward 3-step Advisory Roadmap
We manage the account transition process in-kind via ACATS to avoid unnecessary taxable events and maintain seamless portfolio continuity.
To learn more about how we establish new client relationships, explore
our complete onboarding process.
Clarify your goals during a 20-minute discovery conversation: We begin with a focused, confidential conversation to review your current portfolio, understand your family's long-term objectives, and determine mutual fit.
Review your written portfolio and tax roadmap: We deliver an objective investment strategy detailing your target asset allocation, risk parameters, and an actionable tax-location schedule.
Transition your assets in-kind: We manage all transfer paperwork to transition your securities in-kind from your previous custodian, rebalancing systematically over time to manage tax impact.
Frequently asked questions about investment
Direct answers to common questions about fiduciary standards, custodial safety, portfolio taxes, and fee transparency.
How are my investment assets protected and where are they held?
Your assets stay in your name at independent, SIPC-insured institutional custodians—never with Fountain Wealth Partners directly. You have continuous 24/7 online access to your accounts.
What is your investment management fee schedule?
We operate on a transparent, tiered fee-only schedule calculated as a small annual percentage of assets under management (AUM). We earn no commissions, sales loads, or trading kickbacks. Our fee percentage decreases as your total assets with the firm grow, keeping our incentives aligned with your portfolio's growth.
How do you manage concentrated stock and executive equity?
For corporate executives and business founders in Alpharetta and North Fulton, we analyze the cost basis of every share lot. We create a disciplined liquidation schedule, pairing stock sales with tax-loss harvesting reserves to diversify your wealth while managing capital gains distributions.
How do you coordinate investment strategies with my CPA?
We work directly with your CPA or tax professional throughout the year. At tax time, we provide realized gain/loss reports and 1099 summaries. Throughout the year, we coordinate on capital gains budgets, Roth conversion amounts, and charitable gifting strategies to ensure your investment plan supports your tax filing.
Can I transfer my existing portfolio without triggering large capital gains taxes?
Yes. We use automated ACATS transfers to move your securities in-kind without selling them at your previous custodian. Once received, we conduct a tax-cost analysis on each lot, holding low-basis positions where appropriate and systematically transitioning into our target portfolio over time.
Align your portfolio with an evidence-based fiduciary strategy
Discover how academic asset allocation, continuous tax-loss harvesting, and unconflicted fee transparency can protect your multi-generational balance sheet.
Direct Partner Access with David Fountain, CFP® professional • 100% Fee-Only Fiduciary • 12600 Deerfield Pkwy, Suite 100, Alpharetta, GA • (770) 650-9392
Regulatory Disclosures
Advisory services offered through Financial Consultants Group, Inc., an SEC Registered Investment Advisor. Fountain Wealth Partners is a marketing name for advisory services. Advisory services are only offered to clients or prospective clients where Fountain Wealth Partners and its representatives are properly licensed or exempt from licensure. View our Disclosures (Form ADV & CRS), Privacy Policy, and Terms of Service.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
